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Secured Credit Cards are a great way to being rebuilding your credit. Although you have to secure your credit line with a full or partial deposit, it can create a positive credit reporting to restablish credit. If you would prefer to get an unsecured credit card but have bad credit, you may want to also review our bad credit credit card section to find more options. Many of our partners can offer both secured and unsecured credit cards to help improve your bad credit ratings.